City comparison
Augusta, GA vs Naples, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Naples, FL are 12.3% higher than in Augusta, GA. Someone earning $100,000 in Augusta, GA would need about $112,300 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,114 in Augusta, GA. On $100,000, that's 27% of take-home pay in Naples, FL and 18% in Augusta, GA.
- On $100,000, estimated state income tax is about $4,567 a year higher in Augusta, GA than in Naples, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Augusta, GA to Naples, FL changes real buying power by −10.9%, purely from prices.
- Augusta, GA: price level 91.9 (much cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Augusta, GA | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.9 | 103.2 |
| $100,000 is worth, in the other city2 | $112,292 in Naples | $89,053 in Augusta |
| Typical 1-bedroom rent3 | $1,114/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $74,613 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $0 (FL) |
| Rent burden on $100,000 | 18% | 27% |
| Median pay, all jobs4 | $45,990 | $47,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Augusta-Richmond County, GA-SC HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Augusta-Richmond County, GA-SC and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Augusta | Naples |
|---|---|---|
| Housing (rent) | 70.6 | 129.4 |
| Goods | 96.3 | 96.2 |
| Utilities | 89.5 | 87.8 |
| Other services | 98.5 | 98.9 |
| Overall | 91.9 | 103.2 |
Moving with the same $100,000 salary
Augusta, GA → Naples, FL
Same pay buys less
Buying power −10.9%; rent takes 27% of take-home; state tax −$4,567/yr.
34 Weak offer
Naples, FL → Augusta, GA
Same pay goes further
Buying power +12.3%; rent takes 18% of take-home; state tax +$4,567/yr.
100 Strong offer
Federal employees: GS pay
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Augusta, GA to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Augusta, GA | Naples, FL | Real change, Augusta → Naples |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −10.9% |
| GS-11 step 1 | $74,678 | $74,678 | −10.9% |
| GS-12 step 1 | $89,508 | $89,508 | −10.9% |
| GS-13 step 1 | $106,437 | $106,437 | −10.9% |
| GS-14 step 1 | $125,776 | $125,776 | −10.9% |
Pay for common jobs
| Median annual pay4 | Augusta, GA | Naples, FL | Naples pay in Augusta dollars |
|---|---|---|---|
| Information Security Analysts | $106,110 | $99,000 | $88,163 (−16.9%) |
| Software Developers | $119,780 | $130,730 | $116,419 (−2.8%) |
| Accountants and Auditors | $76,710 | $84,570 | $75,312 (−1.8%) |
| Registered Nurses | $87,760 | $93,330 | $83,113 (−5.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.