City comparison
Atlantic City, NJ vs Sioux Falls, SD
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Atlantic City, NJ are 9.1% higher than in Sioux Falls, SD. Someone earning $100,000 in Sioux Falls, SD would need about $109,100 in Atlantic City, NJ to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Atlantic City, NJ versus $986 in Sioux Falls, SD. On $100,000, that's 25% of take-home pay in Atlantic City, NJ and 15% in Sioux Falls, SD.
- On $100,000, estimated state income tax is about $4,180 a year higher in Atlantic City, NJ than in Sioux Falls, SD.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Atlantic City, NJ to Sioux Falls, SD ($117,284 → $106,437), while prices change by −8.3%. Net effect of the transfer: −1.0% in real buying power.
- Atlantic City, NJ: price level 98.9 (about average)
- Sioux Falls, SD: price level 90.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlantic City, NJ | Sioux Falls, SD | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.9 | 90.6 |
| $100,000 is worth, in the other city2 | $91,679 in Sioux Falls | $109,076 in Atlantic City |
| Typical 1-bedroom rent3 | $1,537/mo | $986/mo |
| Take-home on $100,00014,15,8 | $75,000 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,180 (NJ) | $0 (SD) |
| Rent burden on $100,000 | 25% | 15% |
| Median pay, all jobs4 | $47,520 | $47,970 |
| Federal locality pay area7 | Philadelphia-Reading-Camden, PA-NJ-DE-MD | Rest of U.S. |
Rent areas: Atlantic City-Hammonton, NJ HUD Metro FMR Area and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Atlantic City-Hammonton, NJ and Sioux Falls, SD-MN.
What costs more or less
| Price level (U.S. = 100) | Atlantic City | Sioux Falls |
|---|---|---|
| Housing (rent) | 98.7 | 77.6 |
| Goods | 99.8 | 95.5 |
| Utilities | 109.2 | 80.7 |
| Other services | 97.9 | 91.9 |
| Overall | 98.9 | 90.6 |
Moving with the same $100,000 salary
Atlantic City, NJ → Sioux Falls, SD
Same pay goes further
Buying power +9.1%; rent takes 15% of take-home; state tax −$4,180/yr.
97 Strong offer
Sioux Falls, SD → Atlantic City, NJ
Same pay buys less
Buying power −8.3%; rent takes 25% of take-home; state tax +$4,180/yr.
43 Weak offer
On the GS pay scale?
Atlantic City, NJ is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Sioux Falls, SD is in Rest of U.S.. The last column shows what a transfer from Atlantic City, NJ to Sioux Falls, SD at the same grade and step does to real buying power.
| Grade5,2 | Atlantic City, NJ | Sioux Falls, SD | Real change, Atlantic City → Sioux Falls |
|---|---|---|---|
| GS-9 step 1 | $68,013 | $61,722 | −1.0% |
| GS-11 step 1 | $82,289 | $74,678 | −1.0% |
| GS-12 step 1 | $98,630 | $89,508 | −1.0% |
| GS-13 step 1 | $117,284 | $106,437 | −1.0% |
| GS-14 step 1 | $138,595 | $125,776 | −1.0% |
Pay for common jobs
| Median annual pay4 | Atlantic City, NJ | Sioux Falls, SD | Sioux Falls pay in Atlantic City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $80,480 | $50,040 | $54,582 (−32.2%) |
| Software Developers | $126,670 | $101,040 | $110,211 (−13.0%) |
| Accountants and Auditors | $83,040 | $80,920 | $88,265 (+6.3%) |
| Registered Nurses | $99,320 | $75,350 | $82,189 (−17.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.