City comparison
Atlantic City, NJ vs Rochester, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Atlantic City, NJ are 1.9% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $101,900 in Atlantic City, NJ to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Atlantic City, NJ versus $1,256 in Rochester, NY. On $100,000, that's 25% of take-home pay in Atlantic City, NJ and 20% in Rochester, NY.
- On $100,000, estimated state income tax is about $680 a year higher in Rochester, NY than in Atlantic City, NJ.
- For federal employees, locality pay changes a GS-13 step 1 salary by −8.6% moving from Atlantic City, NJ to Rochester, NY ($117,284 → $107,182), while prices change by −1.8%. Net effect of the transfer: −6.9% in real buying power.
- Atlantic City, NJ: price level 98.9 (about average)
- Rochester, NY: price level 97.0 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlantic City, NJ | Rochester, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.9 | 97.0 |
| $100,000 is worth, in the other city2 | $98,157 in Rochester | $101,878 in Atlantic City |
| Typical 1-bedroom rent3 | $1,537/mo | $1,256/mo |
| Take-home on $100,00014,15,8 | $75,000 | $74,320 |
| State income tax on $100,000 (estimate)8 | $4,180 (NJ) | $4,860 (NY) |
| Rent burden on $100,000 | 25% | 20% |
| Median pay, all jobs4 | $47,520 | $51,210 |
| Federal locality pay area7 | Philadelphia-Reading-Camden, PA-NJ-DE-MD | Rochester-Batavia-Seneca Falls, NY |
Rent areas: Atlantic City-Hammonton, NJ HUD Metro FMR Area and Rochester, NY MSA. Metro areas: Atlantic City-Hammonton, NJ and Rochester, NY.
What costs more or less
| Price level (U.S. = 100) | Atlantic City | Rochester |
|---|---|---|
| Housing (rent) | 98.7 | 87.5 |
| Goods | 99.8 | 99.7 |
| Utilities | 109.2 | 133.2 |
| Other services | 97.9 | 97.8 |
| Overall | 98.9 | 97.0 |
Moving with the same $100,000 salary
Atlantic City, NJ → Rochester, NY
Roughly even
Buying power +1.9%; rent takes 20% of take-home; state tax +$680/yr.
75 Strong offer
Rochester, NY → Atlantic City, NJ
Roughly even
Buying power −1.8%; rent takes 25% of take-home; state tax −$680/yr.
63 Fair offer
On the GS pay scale?
Atlantic City, NJ is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Rochester, NY is in Rochester-Batavia-Seneca Falls, NY. The last column shows what a transfer from Atlantic City, NJ to Rochester, NY at the same grade and step does to real buying power.
| Grade5,2 | Atlantic City, NJ | Rochester, NY | Real change, Atlantic City → Rochester |
|---|---|---|---|
| GS-9 step 1 | $68,013 | $62,155 | −6.9% |
| GS-11 step 1 | $82,289 | $75,202 | −6.9% |
| GS-12 step 1 | $98,630 | $90,135 | −6.9% |
| GS-13 step 1 | $117,284 | $107,182 | −6.9% |
| GS-14 step 1 | $138,595 | $126,657 | −6.9% |
Pay for common jobs
| Median annual pay4 | Atlantic City, NJ | Rochester, NY | Rochester pay in Atlantic City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $80,480 | $62,840 | $64,020 (−20.5%) |
| Software Developers | $126,670 | $122,770 | $125,075 (−1.3%) |
| Accountants and Auditors | $83,040 | $80,890 | $82,409 (−0.8%) |
| Registered Nurses | $99,320 | $86,570 | $88,196 (−11.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.