City comparison

Atlantic City, NJ vs Jackson, MS

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Atlantic City, NJ are 11.0% higher than in Jackson, MS. Someone earning $100,000 in Jackson, MS would need about $111,000 in Atlantic City, NJ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Atlantic City, NJ versus $1,097 in Jackson, MS. On $100,000, that's 25% of take-home pay in Atlantic City, NJ and 17% in Jackson, MS.
  • On $100,000, estimated state income tax is about $912 a year higher in Atlantic City, NJ than in Jackson, MS.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Atlantic City, NJ to Jackson, MS ($117,284 → $106,437), while prices change by −9.9%. Net effect of the transfer: +0.7% in real buying power.
Atlantic CityJackson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlantic City, NJ: price level 98.9 (about average)
  • Jackson, MS: price level 89.0 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlantic City, NJJackson, MS
Price level (U.S. = 100)298.989.0
$100,000 is worth, in the other city2$90,078 in Jackson$111,015 in Atlantic City
Typical 1-bedroom rent3$1,537/mo$1,097/mo
Take-home on $100,00014,15,8$75,000$75,912
State income tax on $100,000 (estimate)8$4,180 (NJ)$3,268 (MS)
Rent burden on $100,00025%17%
Median pay, all jobs4$47,520$42,850
Federal locality pay area7Philadelphia-Reading-Camden, PA-NJ-DE-MDRest of U.S.

Rent areas: Atlantic City-Hammonton, NJ HUD Metro FMR Area and Jackson, MS HUD Metro FMR Area. Metro areas: Atlantic City-Hammonton, NJ and Jackson, MS.

What costs more or less

Atlantic City, NJJackson, MS
Price level (U.S. = 100)Atlantic CityJackson
Housing (rent)98.764.8
Goods99.896.2
Utilities109.278.1
Other services97.996.1
Overall98.989.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlantic City, NJ → Jackson, MS

Same pay goes further

Buying power +11.0%; rent takes 17% of take-home; state tax −$912/yr.

100 Strong offer

Jackson, MS → Atlantic City, NJ

Same pay buys less

Buying power −9.9%; rent takes 25% of take-home; state tax +$912/yr.

38 Weak offer

On the GS pay scale?

Atlantic City, NJ is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Jackson, MS is in Rest of U.S.. The last column shows what a transfer from Atlantic City, NJ to Jackson, MS at the same grade and step does to real buying power.

Grade5,2Atlantic City, NJJackson, MSReal change, Atlantic City → Jackson
GS-9 step 1$68,013$61,722+0.7%
GS-11 step 1$82,289$74,678+0.7%
GS-12 step 1$98,630$89,508+0.7%
GS-13 step 1$117,284$106,437+0.7%
GS-14 step 1$138,595$125,776+0.7%

Pay for common jobs

Median annual pay4Atlantic City, NJJackson, MSJackson pay in Atlantic City dollars
Elementary School Teachers, Except Special Education$80,480$50,240$55,774 (−30.7%)
Software Developers$126,670$96,990$107,674 (−15.0%)
Accountants and Auditors$83,040$70,720$78,510 (−5.5%)
Registered Nurses$99,320$82,630$91,732 (−7.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.