City comparison

Asheville, NC vs Baltimore, MD

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 8.3% higher than in Asheville, NC. Someone earning $100,000 in Asheville, NC would need about $108,300 in Baltimore, MD to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,511 a month in Baltimore, MD versus $1,429 in Asheville, NC. On $100,000, that's 24% of take-home pay in Baltimore, MD and 23% in Asheville, NC.
  • On $100,000, estimated state income tax is about $905 a year higher in Baltimore, MD than in Asheville, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +14.4% moving from Asheville, NC to Baltimore, MD ($106,437 → $121,785), while prices change by +8.3%. Net effect of the transfer: +5.7% in real buying power.
AshevilleBaltimore
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Asheville, NC: price level 96.5 (cheaper)
  • Baltimore, MD: price level 104.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Asheville, NCBaltimore, MD
Price level (U.S. = 100)296.5104.5
$100,000 is worth, in the other city2$108,270 in Baltimore$92,362 in Asheville
Typical 1-bedroom rent3$1,429/mo$1,511/mo
Take-home on $100,00014,15,8$75,699$74,794
State income tax on $100,000 (estimate)8$3,481 (NC)$4,386 (MD)
Rent burden on $100,00023%24%
Median pay, all jobs4$46,870$59,070
Federal locality pay area7Rest of U.S.Washington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Asheville, NC MSA and Baltimore-Columbia-Towson, MD MSA. Metro areas: Asheville, NC and Baltimore-Columbia-Towson, MD.

What costs more or less

Asheville, NCBaltimore, MD
Price level (U.S. = 100)AshevilleBaltimore
Housing (rent)93.4118.2
Goods96.6102.4
Utilities88.6110.2
Other services98.2101.5
Overall96.5104.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Asheville, NC → Baltimore, MD

Same pay buys less

Buying power −7.6%; rent takes 24% of take-home; state tax +$905/yr.

45 Weak offer

Baltimore, MD → Asheville, NC

Same pay goes further

Buying power +8.3%; rent takes 23% of take-home; state tax −$905/yr.

95 Strong offer

On the GS pay scale?

Asheville, NC is in the Rest of U.S. pay area; Baltimore, MD is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Asheville, NC to Baltimore, MD at the same grade and step does to real buying power.

Grade5,2Asheville, NCBaltimore, MDReal change, Asheville → Baltimore
GS-9 step 1$61,722$70,623+5.7%
GS-11 step 1$74,678$85,447+5.7%
GS-12 step 1$89,508$102,415+5.7%
GS-13 step 1$106,437$121,785+5.7%
GS-14 step 1$125,776$143,913+5.7%

Pay for common jobs

Median annual pay4Asheville, NCBaltimore, MDBaltimore pay in Asheville dollars
Elementary School Teachers, Except Special Education$50,080$76,400$70,564 (+40.9%)
Software Developers$134,350$138,900$128,290 (−4.5%)
Accountants and Auditors$80,400$85,160$78,655 (−2.2%)
Registered Nurses$81,590$99,550$91,946 (+12.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.