City comparison
Albany, NY vs Vallejo, CA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Vallejo, CA are 9.0% higher than in Albany, NY. Someone earning $100,000 in Albany, NY would need about $109,000 in Vallejo, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,705 a month in Vallejo, CA versus $1,417 in Albany, NY. On $100,000, that's 28% of take-home pay in Vallejo, CA and 23% in Albany, NY.
- Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +21.2% moving from Albany, NY to Vallejo, CA ($109,810 → $133,060), while prices change by +9.0%. Net effect of the transfer: +11.2% in real buying power.
- Albany, NY: price level 99.6 (about average)
- Vallejo, CA: price level 108.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Albany, NY | Vallejo, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.6 | 108.5 |
| $100,000 is worth, in the other city2 | $108,952 in Vallejo | $91,784 in Albany |
| Typical 1-bedroom rent3 | $1,417/mo | $1,705/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $5,070 (CA) |
| Rent burden on $100,000 | 23% | 28% |
| Median pay, all jobs4 | $58,460 | $58,620 |
| Federal locality pay area7 | Albany-Schenectady, NY-MA | San Jose-San Francisco-Oakland, CA |
Rent areas: Albany-Schenectady-Troy, NY MSA and Vallejo, CA MSA. Metro areas: Albany-Schenectady-Troy, NY and Vallejo, CA.
What costs more or less
| Price level (U.S. = 100) | Albany | Vallejo |
|---|---|---|
| Housing (rent) | 102.6 | 142.0 |
| Goods | 99.7 | 105.2 |
| Utilities | 134.0 | 155.0 |
| Other services | 97.8 | 100.3 |
| Overall | 99.6 | 108.5 |
Moving with the same $100,000 salary
Albany, NY → Vallejo, CA
Same pay buys less
Buying power −8.2%; rent takes 28% of take-home; state tax +$211/yr.
39 Weak offer
Vallejo, CA → Albany, NY
Same pay goes further
Buying power +9.0%; rent takes 23% of take-home; state tax −$211/yr.
97 Strong offer
Federal employees: GS pay
Albany, NY is in the Albany-Schenectady, NY-MA pay area; Vallejo, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Albany, NY to Vallejo, CA at the same grade and step does to real buying power.
| Grade5,2 | Albany, NY | Vallejo, CA | Real change, Albany → Vallejo |
|---|---|---|---|
| GS-9 step 1 | $63,678 | $77,161 | +11.2% |
| GS-11 step 1 | $77,045 | $93,358 | +11.2% |
| GS-12 step 1 | $92,344 | $111,896 | +11.2% |
| GS-13 step 1 | $109,810 | $133,060 | +11.2% |
| GS-14 step 1 | $129,763 | $157,236 | +11.2% |
Pay for common jobs
| Median annual pay4 | Albany, NY | Vallejo, CA | Vallejo pay in Albany dollars |
|---|---|---|---|
| Information Security Analysts | $103,890 | $137,160 | $125,890 (+21.2%) |
| Software Developers | $127,910 | $136,930 | $125,679 (−1.7%) |
| Accountants and Auditors | $84,660 | $95,800 | $87,929 (+3.9%) |
| Registered Nurses | $99,970 | $203,290 | $186,587 (+86.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.