City comparison

Albany, NY vs New Orleans, LA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Albany, NY are 7.5% higher than in New Orleans, LA. Someone earning $100,000 in New Orleans, LA would need about $107,500 in Albany, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,417 a month in Albany, NY versus $1,113 in New Orleans, LA. On $100,000, that's 23% of take-home pay in Albany, NY and 17% in New Orleans, LA.
  • On $100,000, estimated state income tax is about $2,246 a year higher in Albany, NY than in New Orleans, LA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.1% moving from Albany, NY to New Orleans, LA ($109,810 → $106,437), while prices change by −7.0%. Net effect of the transfer: +4.2% in real buying power.
AlbanyNew Orleans
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albany, NY: price level 99.6 (about average)
  • New Orleans, LA: price level 92.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albany, NYNew Orleans, LA
Price level (U.S. = 100)299.692.6
$100,000 is worth, in the other city2$93,001 in New Orleans$107,526 in Albany
Typical 1-bedroom rent3$1,417/mo$1,113/mo
Take-home on $100,00014,15,8$74,320$76,566
State income tax on $100,000 (estimate)8$4,860 (NY)$2,614 (LA)
Rent burden on $100,00023%17%
Median pay, all jobs4$58,460$47,290
Federal locality pay area7Albany-Schenectady, NY-MARest of U.S.

Rent areas: Albany-Schenectady-Troy, NY MSA and New Orleans-Metairie, LA HUD Metro FMR Area. Metro areas: Albany-Schenectady-Troy, NY and New Orleans-Metairie, LA.

What costs more or less

Albany, NYNew Orleans, LA
Price level (U.S. = 100)AlbanyNew Orleans
Housing (rent)102.686.0
Goods99.793.7
Utilities134.071.2
Other services97.895.7
Overall99.692.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albany, NY → New Orleans, LA

Same pay goes further

Buying power +7.5%; rent takes 17% of take-home; state tax −$2,246/yr.

92 Strong offer

New Orleans, LA → Albany, NY

Same pay buys less

Buying power −7.0%; rent takes 23% of take-home; state tax +$2,246/yr.

47 Fair offer

On the GS pay scale?

Albany, NY is in the Albany-Schenectady, NY-MA pay area; New Orleans, LA is in Rest of U.S.. The last column shows what a transfer from Albany, NY to New Orleans, LA at the same grade and step does to real buying power.

Grade5,2Albany, NYNew Orleans, LAReal change, Albany → New Orleans
GS-9 step 1$63,678$61,722+4.2%
GS-11 step 1$77,045$74,678+4.2%
GS-12 step 1$92,344$89,508+4.2%
GS-13 step 1$109,810$106,437+4.2%
GS-14 step 1$129,763$125,776+4.2%

Pay for common jobs

Median annual pay4Albany, NYNew Orleans, LANew Orleans pay in Albany dollars
Elementary School Teachers, Except Special Education$79,240$60,350$64,892 (−18.1%)
Software Developers$127,910$106,950$114,999 (−10.1%)
Accountants and Auditors$84,660$77,940$83,806 (−1.0%)
Registered Nurses$99,970$81,850$88,010 (−12.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.